The hours right after a collision decide how strong your claim will be. Call the police even for a minor crash — the report is the first neutral record of what happened. Photograph every vehicle from four corners, the wider scene, the road surface and any skid marks. Get names and numbers from witnesses before they leave. See a doctor the same day even if you feel fine: soft-tissue injuries often surface days later, and a gap in treatment is the first thing an adjuster points at. Do not give a recorded statement to the other driver insurer before you have spoken to an attorney.
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